Mukta Wani
Bariatric Dietician & Content Writer
Cost Considerations and Financing Options for Liposuction
Lipo meaning lipids or Fats and suction is suctioning out. It is a technique in which adipose tissues or fat cells from the body’s specific areas like thighs, hips, stomach, buttocks, neck, and arms are removed via vacuum suction.
Liposuction reshapes specific areas of the body through a process known as contouring. During this procedure, fat cells are permanently removed from the body using suction
Types of Liposuction:
Suction-assisted liposuction
Most commonly used, done using salt water and medicine mixture insertion in the body cavity that aids in suctioning fat out.
UAL- Ultrasound Assisted Liposuction
Metal rod is inserted in the fat-deposited sections of the body causing the fat cells to loosen up and then break down thus easing the suction.
LAL- Laser Assisted Liposuction
A laser is put in through a small cut that breaks down the fat deposits then via tub fat is extracted.
PAL- Power Assisted Liposuction
A thin tube that vibrates back and forth is sent in the fat deposits which helps to remove the fat more precisely and quickly.
General Cost:-
Generally the cost of liposuction surgery depends upon the type of liposuction, the area of surgery, and the respective hospital where the surgery will be done. Approximately the cost varies in a huge range of 65k to 4L
Factors affecting Costing of the surgery:
Various factors affect the cost of surgery, like the type of method used for liposuction area of surgery, the surgeon’s expertise, and the respective hospital where surgery will be done.
Technology used
The technique and technology used to perform the surgery change a lot in the total cost estimated as the type of method varies in its uses of expertise and equipment costs. The more advanced the technology, the better the results and quicker the recovery time will be. So whether the technology is LAL-Laser Assisted Liposuction, UAL- Ultrasound Assisted Liposuction or other techniques will greatly influence the expense.
Surgeon’s expertise
Since liposuction is a procedure that requires a highly knowledgeable and skilled surgeon, they can significantly impact the surgery’s outcomes by producing excellent results thus affecting the final cost.
Reputation of the hospital
A well-reputed hospital or clinic, providing good quality care may charge more for their services provided pre-surgery and post-surgery. These costs are due to the quality of facilities, services, advanced medical supplies, experienced personnel, and personalized care provided.
Location
The location of the hospital or clinic might change the cost based on the city, as metropolitan city hospitals will charge comparatively more than other urban cities due to higher overhead costs.
Case Complications
Dealing with complex cases such as removing fat from multiple body areas, removing large fat pockets, or when the patient has underlying health conditions, can make the surgery more challenging. This can increase the overall cost due to the additional time, risk, and care involved.
Area of surgery
The cost of the surgery is affected by the area from which the fat is removed, as the precision needed to perform surgery and the amount of fat varies by location. Common areas for fat removal include the thighs, hips, stomach, buttocks, neck, and arms, with costs ranging from 70k to 2L.
Personalized care
Personalized care, attention, surgical plans, consultations, and diet plans can affect the cost of pre-operative and post-operative health care provided. Regular follow-up appointments are essential for healing and early good outcomes of the surgery. These visits are distributed over several months thus increasing the collective costs
Anesthesia costs
The type, amount, and duration of anesthesia administered to the patient during the surgery affect the cost required for anesthesia
Hospital stay
Room charges, food, Nurse charges, and medicinal charges come under hospital stay for a prolonged extended hospital stay. But generally, only an overnight say is enough. Prescribed medicine will also contribute to the overall cost of the surgery significantly.
Overhead expenses:
Pre Surgery and post-surgery consultations with surgeons and other health care providers affect the overall cost. Also the number of visits and time given by health care providers alters the cost.
In certain cases, if liposuction is done along with other procedures like tummy tucks or grafting then the procedure cost might significantly increase. As additional surgeries increase the complexity and risk of the procedure.
Financing Options:-
Personal Loans:
Personal loans from banks or financial institutes can be a more suitable option for surgery like liposuction. These loans have fixed interest and repayment schedules which can be followed. They will generally cover the entire lump sum cost of the procedure providing you with a time later to repay the cost. Make sure you are aware of all the interest and additional costs that the bank is charging.
Credit Cards
It is another similar way to pay for liposuction surgery. Although credit cards have high interest rates this can increase the overall cost of the procedure if the credit is not payed off quickly.
Installments
Check with the healthcare providers for any plans that allow payments to be made in installments rather than in full at one time. Some hospitals and clinics offer payment plans that allow payments to be made over time in the form of installments. This helps with budgeting and minimizes unexpected expenses.
Health Insurance
Usually, cosmetic surgeries are not covered under health insurance but check with your insurance company for detailed documentation and if partial coverage is possible.
